DLC Prestige Performance AwardBy Scott WestlakeFebruary 5, 20260 commentsA quick thank you to everyone who supported me last year — referral partners, clients, lenders, and colleagues. You know who you are, and I’m grateful for the trust and relationships. Earning the Prestige Performance Award places me in the top 1–2% ...Read more...
The Bank of Canada Held Rates — But That’s Not the Story That MattersBy Scott WestlakeJanuary 29, 20260 commentsThe Bank of Canada held its policy rate steady at 2.25%, sitting at the low end of what it considers “neutral.” On the surface, that sounds uneventful. It’s not. As outlined in recent commentary from Dr. Sherry Cooper, Chief Economist at Dominion Lending ...Read more...
Canadian Housing Ends 2025 in a Holding Pattern — What Matters Going Into 2026By Scott WestlakeJanuary 16, 20260 commentsCanada’s housing market closed out 2025 on a softer note. December data from the Canadian Real Estate Association (CREA) showed home sales down 2.7% month-over-month, with prices continuing to drift lower despite multiple Bank of Canada rate cuts throughout the ...Read more...
What CUSMA Uncertainty Really Means for Canadian Real EstateBy Scott WestlakeJanuary 7, 20260 commentsThere’s been a lot of noise recently around the Canada–U.S.–Mexico Agreement (CUSMA) and whether the U.S. could withdraw or force a renegotiation. Much of this discussion has been well summarized by Dr. Sherry Cooper (our Chief Economist) and I wanted to ...Read more...
2025 Reflections, Realities & Our Roadmap for 2026By Scott WestlakeDecember 24, 20250 commentsClients, Colleagues, Partners, & Friends, As 2025 comes to a close, one thing is very clear to me: This was not a year for shortcuts. It was a year for structure. Structure in how deals are financed. Structure in how risk is managed. Structure ...Read more...
Canadian Housing Market in a Holding PatternBy Scott WestlakeDecember 15, 20250 comments ...Read more...
2026 Mortgage & Interest Rate OutlookBy Scott WestlakeDecember 10, 20250 commentsAs we head into the end of 2025, many borrowers and investors are asking the same question: Where are interest rates going in 2026, and how should we plan? Below is a clear, combined view using: Dr. Sherry Cooper’s most recent economic commentary Forward ...Read more...
Strong Canadian Job Growth Drove the Unemployment Rate Down to 6.5%By Scott WestlakeDecember 5, 20250 comments Today's Labour Force ...Read more...
2025 — Reflections, Realities & Roadmap for 2026By Scott WestlakeDecember 2, 20250 commentsI know this might feel like an early year-end message — but if we want to start 2026 off right (or clean up anything still lingering from 2025), we need a bit of runway. This time of year gets swallowed quickly by holidays, travel, slower turnaround times, and teams ...Read more...
Stronger-Than-Expected Canadian Q3 GDP Growth Seals the Deal on a BoC Rate HoldBy Scott WestlakeNovember 28, 20250 comments ...Read more...
Signs of Improvement in Canadian Housing ActivityBy Scott WestlakeNovember 17, 20250 comments Today's release of October housing data by the Canadian ...Read more...
Forget A December BoC Rate Cut: October Labour Force Survey Much Stronger Than ExpectedBy Scott WestlakeNovember 8, 20250 comments Today's Labour Force Survey for October showed a stronger-than-expected ...Read more...
November Economic Insights.By Scott WestlakeNovember 5, 20250 comments Economic Insights ...Read more...
Bank of Canada Lowers Policy Rate to 2.25%By Scott WestlakeOctober 29, 20250 comments Today, the Bank of ...Read more...
Big Milestones, Bigger Momentum 🚀 | Commercial & Niche Lending UpdatesBy Scott WestlakeOctober 28, 20250 commentst’s been an incredible run lately — both for our clients and our team. As many of you know, my focus continues to evolve toward commercial lending and niche residential financing — the spaces where creativity, relationships, and execution truly ...Read more...
ilestone Moment: Surpassing $2 Billion in Funded VolumeBy Scott WestlakeOctober 22, 20250 commentsWe’re proud to share an incredible milestone — our brokerage has officially surpassed $2 billion in funded mortgage originations. This achievement represents more than just numbers — it’s a reflection of the trust our clients place in us, the strength ...Read more...