Luxury Home Mortgage Advisor - Free Master Class July 9, 2020By Scott WestlakeJune 22, 20200 comments#LHMA #luxuryhomemortgageadvisor #mortgagecoaching #mortgagetraining #twt #scottwestlake On Thursday July 9 at 12pm EST join my friend, colleague and supporter to Luxury Home Mortgage Advisory - Calum Ross, as he shares his experience working with real estate Investors. Calum will teach you how he's made 7 figures a year by working with high income, high ...Read more...
Mortgage Refinances & Mortgage Renewals - Time For a Financial Check UpBy Scott WestlakeJune 10, 20200 comments#mortgagerefinance #mortgagerenewal #oakvillemortgagebroker #scottwestlake #twt #dlc Now may be one of the better times to do a financial check up. Society has been shaken up, financial markets are volatile. Prime Lending Rate has decreased from 3.95% to 2.45%. Fixed rates have dropped, the benchmark qualifying rate has dropped & underwriting rules have ...Read more...
Income Document ChecklistBy Scott WestlakeJune 5, 20200 comments#incomedocumentchecklist #income #twt #scottwestlake #mortagebroker One of the more complicated areas clients often get confused about when applying for a mortgage is income confirmation. Income helps lenders and mortgage brokers debt service the mortgage. It is a huge aspect in any mortgage pre-approval and underwriting any mortgage file. Clients ...Read more...
Down Payment VerificationBy Scott WestlakeJune 3, 20200 comments#downpaymentverification #downpayment #twt When working towards a clients real estate closing an area we often are helping clients clean up is their down payment verification. Lenders are required to trace all sources of down payment. We reviewed some past files to come up with the most common sources of down payment ...Read more...
Welcome To The June 2020 Issue Of Our Mortgage NewsletterBy Scott WestlakeJune 3, 20200 comments#monthlymortgagenewsletter #mortgagenesletter #mortgageadvise #mortgagenews #twt #dlc #scottwestlake Summer is just around the corner and we have some great articles for you this month! We have compiled some helpful tips on what you need to know BEFORE you start house-hunting, as well as why getting pre-approved matters. Plus, We have included some fun tips on staying cool and saving ...Read more...
The Importance of Reviews!!!By Scott WestlakeMay 29, 20200 comments#reviews #mortgagereview #testimonial #twt #realestate #mortgage It was not too long ago The Westlake Team, TWT started asking for reviews! People are busy and its not always easy to take time to leave a review but we are so happy we started to ask. After over $1B in mortgage lending we cant believe we just started to ask for reviews. We ...Read more...
Lower Rate = Increased Purchasing Power!By Scott WestlakeMay 27, 20200 comments#BoCratechange #lowerrate #twt #dlc With the recent BoC rate decrease you now qualify for a larger mortgage. For information on how the lowering of the qualifying rate impacts your mortgage pre approval, mortgage for purchase, mortgage refinance or mortgage renewal, contact us today scott@thewestlaketeam.com ...Read more...
Is It Now Time To Get Pre Approved For A MortgageBy Scott WestlakeMay 25, 20200 comments#preapproval #mortgagepreapproval #prequalification #buyinghome #firsttimebuyer #twt The weather is finally turning for the better, certain restrictions are being lifted (depending on the area you live in) & our team is getting flooded with questions surrounding pre-approvals. Its natural this time of year for mortgage inquiries to increase and with ...Read more...
A Couple Reasons To Work With Our Mortgage TeamBy Scott WestlakeMay 19, 20200 comments#mortgageawards #mortgagebroker #mortgaegadvise #realestate #twt #dlc Our team is always trying to surround ourselves with great people to work with. The people we work with give us a unique competitive advantage when it comes to supporting our clients and referral sources with their mortgage and lending needs. We urge you to take the same ...Read more...
TWT - Giving A Helping HandBy Scott WestlakeMay 13, 20200 comments#givingback #charitablework #communitysupport #100brokerswhocare #100guyswhocare #twt Over the past two months its been a very unique world, both personally and professionally. Health, safety and happiness on the forefront for most families and businesses, but also a sense of compassion and giving back if able to. Because of our amazing clients, ...Read more...
Monthly Mortgage Newsletter May 2020By Scott WestlakeMay 7, 20200 comments#monthlymortgagenewsletter #mortgageadvise #twt #thewestlaketeam #Mortgagebrokerageh First and foremost, we continue to hope everyone is safe, healthy and happy! With Spring at our doorstep, now is a great time to do some Spring cleaning in the form of tidying up your monthly budget! Renovations are another popular activity this time of year, so I have included ...Read more...
How & Where To Access Mortgage Capital & More...By Scott WestlakeApril 29, 20200 comments#mortgagecapital #homeequity #reliefcapital #governmentrelief #mortgaegadvise #twt #dlc Over the last 6 weeks there has naturally been a large increase in inquiries from Canadian's looking for access to Mortgage Capital or other sources of capital. As a Mortgage Brokerage that has access to many forms of Mortgage Capital we want to share some different avenues ...Read more...
"The Mortgage Manual" Our House Magazine Digital Version Now AvailableBy Scott WestlakeApril 20, 20200 comments#ourhouse #mortgagemagazine #firstimehomebuyer #oakvillemortgagebrokerage #gtamortgage #lucuryfinance #buyingahome #myfirsthome #firstmortgage Due to COVID-19 we suspended this months delivery of Our House Magazine. However, that doesn't mean you still cannot get the content. This addition is a follow up to our popular edition entitled Mortgage Manual. This Magazine touches on everything a homebuyer needs to ...Read more...
Know The FAQ's About Reverse Mortgages - We Are Servicing Oakville & The GTABy Scott WestlakeApril 15, 20200 comments#reversemortgage #retirement #mortgageplannig #wehaveamortgageforthat #thewestlaketeam #twt Know the FAQs about Reverse Mortgages - Servicing Oakville & The GTA Thousands of Canadians are using a reverse mortgage as part of their re rement solu on. Purpose-built for Canadians 55+ it allows homeowners to turn their equity into tax-free cash. Below is ...Read more...
Navigating COVID-19: Your Mortgage, Financial Effects, Resources + MoreBy Scott WestlakeApril 9, 20200 comments#mortgageadivse #covid19 #mortgagesupport #mortgagesupport #twt #dlc #realestatenews Hey Everyone! We thought we would share our new booklet, which includes everything a Canadian could want to know about Navigating their mortgage during COVID-19. We have cropped the photos to share but can easily send out digital copies via email. Just email scott@thewestlaketeam.com and ...Read more...
Monthly Mortgage Newsletter April 2020By Scott WestlakeApril 8, 20200 comments#twt #twtcapital #dlc #monthlymortgagenewsletter #mortgageadvise #realestatenews Hey Everyone! First and foremost we are hoping everyone is healthy and happy! Secondly, we have launched our April Monthly Mortgage Newsletter. This month we touch on: 1. To defer or not to defer your mortgage payment 2. Lock-in or stay variable ...Read more...