Time Is Money, We Can Help You With BothBy Scott WestlakeNovember 26, 20200 comments#timeismoney #mortgageapp #preapproval #scottwestlake #dlc #twt Time is money and our brokerage can help you with both. 1. Our FREE Mortgage App/Calculator is available on iPhone & Android and can pre-qualify you in under 60 seconds. Link: https://www.dlcapp.ca/app/scott-westlake 2. Our brokerage does same day pre ...Read more...
Getting Your Home Winter Ready.By Scott WestlakeNovember 25, 20200 comments#homeadvise #gettinghomewinterready #twt #dlc #scottwestlake #mortgaebroker #mortgageadvise Winter is coming… With the changing of the seasons, it can be a good time to take stock of your home and ensure you are ready for the winter and it’s colder weather. To help you feel more comfortable, save on bills and prevent future repair costs, there are some simple ...Read more...
Mortgage Broker vs. Mortgage SpecialistBy Scott WestlakeNovember 23, 20200 comments#mortgagebroker #mortgagespecialist #twt #scottwestlake #whyworkwithabroker Mortgage Brokers often get lumped in similar categories when it comes to providers of mortgage advise. Mortgage Brokers rightfully fight for differentiation. I disagree with certain comments, mainly pertaining to how much one cares for their client, hours of operation ...Read more...
Getting Your Home Winter Ready.By Scott WestlakeNovember 19, 20200 comments#homewinterready #dlcblog #twt #scottwestlake Getting Your Home Winter Ready. Winter is coming… With the changing of the seasons, it can be a good time to take stock of your home and ensure you are ready for the winter and it’s colder weather. To help you feel more comfortable, save on bills and prevent future repair ...Read more...
5 Expenses Most Canadians Don't Expect In RetirementBy Scott WestlakeNovember 16, 20200 comments#retirement #reversemortgage #twt #dlc #scottwestlake 5 Expenses Most Canadians Don’t Expect in Retirement. According to a recent CIBC poll, nearly half (48%) of retired Canadians stopped working sooner than they expected. The result is that many retirees have saved less for retirement than they planned, making unexpected ...Read more...
Join Enriched Academy For Our Webinar on Tax & Audit Tips For Realtors & Mortgage BrokersBy Scott WestlakeNovember 12, 20200 comments#enrichedacademy #training #education #realtors #twt #dlc #scottwestlake To all my great referral partners. This topic caught my eye (since mortgage brokers in ON have always been able to incoporate) and I want to share it with all of you. If you or members of your real estate team recently incorporated or are thinking or incorporating, this is a great ...Read more...
Getting a Mortgage When New To CanadaBy Scott WestlakeNovember 10, 20200 comments#newtocanadamortgage #newtocanada #perminentresident #twt #dlc #scottwestlake Getting a Mortgage When You’re New to Canada. Canada has seen a surge of international migration over the last few years. In 2019, we welcomed a total of 313,580 immigrants to the country! This is an increase of 40,000 individuals when compared to 2017 numbers. According ...Read more...
5 Things to Know When Buying a Rural PropertyBy Scott WestlakeNovember 9, 20200 comments#ruralpropertties #cottage #ruralmortgage #twt #scottwestlake 5 Things to Know Before Buying a Rural Property. As cities continuing to grow bigger and busier, a rural home beyond those limits can seem like a dream come true! However, before you dive into country living, there are a few things you should know! Especially, how different it can ...Read more...
Mortgage Rate Holds ExplainedBy Scott WestlakeNovember 6, 20200 comments#mortgageratehold #ratehold #mortgageadvise #scottwestlake #twt #dlc Rate Holds Explained. If you shopping for a home, or have worked with a mortgage professional in the past, you’ve most likely heard of rate holds before. If not, it is something that every potential homeowner should be aware of. This is especially true for the application process ...Read more...
Monthly Mortgage Newsletter - November 2020By Scott WestlakeNovember 5, 20200 commentsThe holidays are just around the corner, as is the new year! With that, now is a great time to start planning for a debt-free holiday and thinking about winter-proofing your home! Plus, all you need to know about fixed vs. variable rate mortgages heading into the New Year. Thanks ...Read more...
How Property Types Are Underwritten When Applying For A MortgageBy Scott WestlakeNovember 4, 20200 comments#propertytype #property #mortgaegdvise #twt #scottwestlake It’s All About The Property. When your mortgage application goes through the approval process, they are not only looking at you, but also the property in question. In fact, sometimes when an application is denied it has nothing to do with you, and everything to do with the ...Read more...
Sagen 2020 HOMEOWNERSHIP & FINACNIAL FITNESS STUDYBy Scott WestlakeNovember 2, 20200 comments#sagen #genworth #canadiansurvey #mortgageadvise #mortgagesurvey #twt #scottwestlake Prior to COVID-19, Canadians and Canadian homeowners were showing their strongest financial fitness to date. Social isolation, job loss, remote work and other sacrifices resulted in a decline on Canadians’ financial fitness overall, but by less than it certainly would have been ...Read more...
Bank of Canada Will Stop Buying Canada Mortgage BondsBy Scott WestlakeOctober 27, 20200 comments#bankofcanada #boc #canadamortgagebonds #twt #scottwestlake #drsherrycooper This Wednesday, the Bank of Canada will release its interest rate announcement and the October Monetary Policy Report. Most people expect the overnight rate ...Read more...
How To Support Your Family Without Jeopardizing Your RetirementBy Scott WestlakeOctober 22, 20200 comments#reversemortgage #homeequity #heloc #accessequity #equitymortgage #twt #scottwestlake According to a study by Finder.com 67.7% of Canadian parents assist their adult children financially. There are many reasons why our clients may need to help out a family member, however, its important that they do so without jeaprodizing their retirement. Below, we look at ...Read more...
How To Support Your Family Without Jeopardizing Your RetirementBy Scott WestlakeOctober 22, 20200 comments According to a study by Finder.com, 67.7% of Canadian parents assist their adult children financially. There are many reasons why your clients may need to help out a family member, however, it's important that they do so without jeopardizing ...Read more...
Mortgage Brokers Have More AccessBy Scott WestlakeOctober 21, 20200 comments#access #choice #mortgagerates #mortgageterms #twt #scottwestlake #topbrokerage When I joined the Mortgage Broker industry, my main reason was access! More access for my customers. More access for my referral sources. Options and choice is power when negotiating a Mortgage. We have had unprecedented changes in terms of underwriting mortgages ...Read more...