One of the first steps in applying for a mortgage is completing an application. A good application allows us to capture the pertinent details to fully underwrite a mortgage, be it pre-approval, purchase, refinance or renewal. So many times, we see clients take very little time to complete the application and provide accurate information. This can negatively impact the application, in terms of understanding ones needs and providing a fast approval.
The documentation we like to collect as early as possible is as follows:
-Application
-Consent for credit bureau
-Income confirmation
-Understanding of down payment available and from where
-Understanding of any budget or ideal monthly payment
To apply for a mortgage, please reach out using one of our forms on our homepage or by emailing, scott@thewestlaketeam.com.
Example of one of our application forms: